At Heritage Housing, Financing is Easy!

At Heritage Housing, we have in-house financing & multiple lenders to help your family get into a new home. We have finance packages available for all types of customers with a minimum down payment & certain qualifications.

Bad Credit or No Credit... No Problem! On your first visit with Heritage Housing, we will carefully go over your past credit to determine what home is right for your budget.

No Social, No ITIN, No Problem! US & Foreign ID's are accepted at Heritage Housing!

What To Bring With You To Your Appointment

Ready to apply for in-house financing? Bring these documents with you to your appointment!

Drivers License or Other Identification

Last 3 Years worth of W2 Forms

Last Paycheck Stub & Proof of Employment

History of Prior Residences ( Address / Landlord Phone # )

History of Prior Employment ( Address / Phone / Supervisor )

Addresses & Phone Numbers of Relatives

Method of Placing Down Payment ( Cash / Cashier's Check )

Apply Online for Financing Right Now!

Apply Now

Frequently Asked Questions

We are Mt. Pleasant's largest manufactured home retailer with more choices, more selections, more standard features - at a much lower cost than our competitors! We are the best-value in America in a brand new factory-built mobile home.
Yes! There has never been a better time to be a home owner! We have financing packages for all types of credit situations. Good, Bad, or even... No Credit. With multiple lenders to choose from, we can get you and your family into a new home!
Our home prices include the home, standard delivery and set up, AC and AC install, and steps. On a model we have in our inventory, once you sign, generally it takes about 14 days. Custom built homes direct from the factory depend on the factory's build schedule and transportation schedule.
Down payments start around 5% and need to be in certified funds ( personal check, cashiers check, or money order).
YES! You can use your land-in-lieu of a down payment! Come pick out your new home and let's get started!
YES! We have great financing packages for customers of all walks of life.
YES! We can add Septic Tank, Skirting and many other items into your financing package.
YES! If you dont like the homes we have available on our sales lot, we can always custom order straight from our manufacturer.Make an appointment with our home specialist and we will go over all of our color selections to make your new home, your new dream home!
Great to hear! First, apply online. It's quick, takes less than a minute, and will get the ball rolling. If you would like to do business with one of our home specialists via phone, please call us at (903) 717-8289 so we can schedule your appointment & a guided open house for your family to view our display models.

Take the First Step, Apply Now!

It's fast, it's easy and you can now apply online for a home loan from Heritage Housing in two minutes or less!

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